- testWhat is LoanMadeEasy.net?
- Does LoanMadeEasy charge any
up-front fees?
- What are your rates?
- How long will it take to close the
loan once I accept an offer?
- How does the loan process work?
- Will you share or sell my
information?
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LoanMadeEasy.net is an online loan center
that connects you to our network of brokers and lenders who compete for
your business. In three easy steps you can fill out our loan application
for free, receive up to three offers, and close your loan.
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No. No application fee policy guarantees
your satisfaction. We invite you to apply now for free so you can
determine which offer will meet your needs best.
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The rates are different for each lender
and may fluctuate daily. Unfortunately we have no authority in this
decision, as it is the decision of the lender. However, rest assured
that by filling out our quick application form you will be offered the
best rates for your specific situation.
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Typically the process may take anywhere
from 2-4 weeks, although each offer may vary. The sooner you are able to
verify the information that you provided on our website to your loan
officer the quicker your loan will be processed. The standard
information that is usually required is: Pay stubs, W2s, tax returns for
the last two years (potentially), bank account numbers and details of
your long-term debt (credit cards, auto loans, child support, etc.), and
home appraisal. If you are self employed you may also be required to
provide financial statements for your business. Lenders want specific
information. For example, the origin of your down payment will be
queried.
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A qualified broker or lender will work
with you to determine the best loan and interest rates available to you
after they review your personal information and your credit report. You
will receive a list of the documentation needed to complete your loan
and once this is completed your final loan papers will be signed by you
and you will have a date when the loan will be completed.
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Your privacy and the
security of your personal data is an important concern of ours. Under no
circumstances will LoanMadeEasy.net sell or share any personal
information about you to or with any person or organization other than
our accredited broker/lender network, or as may be mandatory by law or
court order.
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